Prepare for the NCEES Fundamentals of Engineering (FE) Civil Exam with multiple choice questions, hints, and detailed explanations. Maximize your study efficiency and ace your exam!

During a flood, what occurs is that water arrives faster than it can be carried away by the drainage systems, rivers, or other water management mechanisms in place. This overwhelming volume of water increases significantly due to heavy rainfall, rapid snowmelt, or other contributing factors, causing it to exceed the capacity of the land and infrastructure designed to manage it.

When this happens, the usual flow of water cannot keep up with the influx, leading to pooling and overflow in low-lying areas. This scenario typically results in erosion, damage to structures, and various safety hazards.

The other options describe conditions that do not align with the phenomenon of flooding. For example, less water flowing than capacity allows suggests a normal situation where the system is managing excess effectively, and a steady state of water levels would indicate no significant change or overflow, both of which contradict the defining characteristics of a flood. The concept of the soil absorbing water at maximum capacity refers to saturation conditions that may lead to flooding but doesn't fully capture the dynamics of water flow causing the flood itself.

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